This information sheet is an Australian Government requirement
under the National Consumer Credit Protection Act 2009

Key Facts about this Credit Card

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Correct as at: 27th April 2024 Australian Credit Licence Number: 237994
Description of Credit Cards

Product name

Visa Credit Card with Cash Rewards Low Rate Visa Credit Card

Minimum credit limit

$500.00 $500.00

Minimum repayments

3% of the outstanding balance or $25.00 whichever is greater 3% of the outstanding balance or $25.00 whichever is greater

Interest on purchases

16.58% p.a. 9.90% p.a.

Interest-free period

Up to 0 days on purchases only Up to 45 days on purchases only

Interest on cash advances

18.99% p.a. 18.99% p.a.

Promotional interest rate

n/a n/a

Balance transfer interest rate

n/a n/a

Annual fee

$79.00 $59.00

Late payment fee

$10 $10

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be obtained from http://www.australianunity.com.au/wealth/banking/terms-of-use.


For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.


The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting http://www.australianunity.com.au/.