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We have developed a handy calculator to help you calculate and minimise your fees. 

See how much you could save by:

  • increasing your relationship balance with Big Sky;
  • using lower cost transaction methods; or
  • better managing the number of transactions you make each month

Have any questions?  Please call us on 1300 654 321 if you would like to discuss further.

Step 1 : Exemption Eligibility
    • How old are you?
    • Are you an existing Big Sky Financial Planning customer?
    •  
    • Are you a current Big Sky Mortgage holder?
    •  
    • Total Transaction Fees:
    • $ 0
    • You are exempted from fees
Step 1 : Exemption EligibilityPrevious
Step 2 : Relationship Balance

You may be eligible for a transaction rebate depending on your relationship balance with Big Sky, the level of which will be determined by the sum of your average monthly deposit and loan balances.

Simply enter the average monthly balance you hold in any of the following Big Sky accounts to calculate your relationship balance with us.

    •  
    • Enter your balance
    • Savings and Investment
    •  
    • Net Invest
    • $
    • Cash Management Account
    • $
    • Christmas Club
    • $
    • Term Deposits
    • $
    • SMSF Cash Management Account
    • $
    • Golden Saver
    • $
    • Apprentice saver
    • $
    • Other
    • $
    • Loan Accounts
    •  
    • Credit Card (Ave monthly balance)
    • $
    • Personal Loan
    • $
    • Investment Loan
    • $
    • SMSF Limited Recourse Loan
    • $
    • Overdraft/Line of Credit
    • $
    • Other
    • $
    • Total Relationship Balance:
    • $ 0.00
    • You need to enter at least one Saving or Investment balance amount
Step 3
Step 1 : Exemption EligibilityFirst
Step 2 : Total Relationship Balance:  
Step 3 : Transaction Activity

Calculate your total average fees by simply entering the average number of transactions you undertake each month.

    •  
    • Fee
    • Monthly Transactions
    • Total Fees Incurred
    • RediATM withdrawal
    • $
    • RediATM Balance Enquiry
    • $
    • Corporate Cheque
    • $3.00 
    • $
    • Direct Debits
    • $0.30 
    • $
    • Personal Cheques
    • $1.00 
    • $
    • Bank@POST post withdrawal
    • $2.50 
    • $
    • EFTPOS
    • $0.40 
    • $
    • EFTPOS with cash
    • $0.60 
    • $
    • Do you have a Visa Debit Card?
    •  
    • $2.00 
    • Pay anyone
    • $0.30 
    • $
    • SMS Alert
    • $0.25 
    • $
    • SMS One Time Password
    • $0 
    • $
    • Bpay
    • $0 
    • $
    • Total Transaction Fees:
    • $ 0.00
    • You need to enter at least one Monthly Transaction.
Calculate Fees
Step 1 : Exemption EligibilityFirst
Step 2 : Total Relationship Balance:  Previous
Step 3 : Transaction Activity:  Previous
Fees charged after rebate

Your total transaction fees less your relationship balance is displayed below. 

    • Transaction Fees
    •  
  • -
    • Relationship Balance Rebate
    •  
  • =
    • Total Transaction Fees:
    •  
    • You are exempted from fees

Note: excess transaction fees will be charged to your account at the end of the month.

Want to pay less fees?

You can pay less fees by increasing the relationship balance you have with us or by using our Financial Planning service.  Take a look below to see how a few small changes could reduce your fees.

Relationship Balance Rebate Rebate Transaction Fees
$1 - $999 $0.00   
$1,000 - $4,999 $3.00   
$5,000 - $24,999 $5.00   
$25,000 - $99,999 $10.00   
$100,000 and over Exempt from fees $ 0
Current mortgage holder Exempt from fees $ 0
Financial Planning Customer Exempt from fees $ 0